Bibliographie sélective OHADA

The European Parliament's resolution of October 20, 2020, which aims to establish a new liability regime for the operators of artificial intelligence, is the product of a long consultation process. These consultations made it possible to find a balance between protecting the victim and safeguarding the innovation capacity of economic actors. The European Union wants to be a pioneer in the regulation of artificial intelligence and has decided to legislate in a binding manner. This initiative now wait for the agree of the European Commission.

Le droit de l’assurance construction a été, en quelque sorte, marqué au fer rouge par l’adoption d’un texte audacieux, la loi dite Spinetta du 4 janvier 1978. Les choix faits à l’époque par le législateur, interprétés depuis lors avec fermeté par la jurisprudence, expliquent la profonde originalité des règles qui régissent aujourd'hui l'assurance de l'acte de bâtir en France. Comme en témoignent les 43 publications ici présentées, cette originalité se manifeste à la fois par les principes généraux en vigueur, avec en particulier un système d'assurance à double détente qui n'a pas d'équivalent chez nos voisins européens et par le régime juridique propre aux assurances obligatoires qui se démarque à plusieurs égards du droit commun de l'assurance. La mise en relief de la profonde originalité des règles qui régissent l'assurance construction permet de mieux comprendre les débats jurisprudentiels actuels et nourrit la réflexion à l'heure où se profile une possible réforme.

This study deals with a statement the parties to form in the framework of increased participation in Islamic Insurance Company, and describes the types of claimants of the company to fulfill its obligations, as well as providing a detailed mechanism on how to manage the Islamic Insurance Company through the increasing capital participation model, which is represented through a common portfolio that combines the capital of both the shareholders and the policyholders, this model represents the Islamic Insurance Company asa capital-based company, where the policyholders have the ability to increase their shares.This model will satisfy the different needs and wants of customers of the Islamic insurance company.And in order to achieve these goals, the study illustrated themain operations of the Islamic insurance company through five offices of operation: the first office: Reception Customer Service and being decades increasingly involved with the campaign documents,SecondOffice: operations management, which are contractsfor trade-offs with service providers on one hand, and the beneficiaries of Islamic insurance in all sectors on the other hand, Third Office: Accounting Department of Interior, which manages the contracts of partnerships with service providers, The fourth Office: Management of exit and liquidation, which regulates contracts trade-offs with the beneficiaries of insurance, and the fifth Office: Management of audit and control, together with the benchmarks to help the success of the application form to participate in the growing Islamic insurance company.This study has concluded that founding the relationship between the policyholders and the Islamic insurance company on the basis of a capital-based company, where the company management is employed for the purpose ofinvesting the company assets, In exchange for a return, in a way that achieves the goals of both the Islamic insurance company and thegoals of thepolicyholders. This foundation is concluded to be the optimal Islamic module, for it achievesIslamiccredibility and economic efficiency, as well as achieving harmony between the intents of the policyholders and the shareholders in the Islamic insurance company.

L’assurance pour le compte de qui il appartiendra en abrégée assurance pour compte ou clause pour compte est une modalité de transfert de la qualité d’assuré au tiers. Ce tiers qui est devenu assuré pour compte connait une situation normale. Il peut accepter ou refuser la clause pour compte Il peut connaître aussi et surtout une situation anormale. Celle-ci est créée non seulement par le législateur, mais également par le souscripteur et l’assureur fictif ou en difficulté. The insurance on behalf for another or insurance for another or clause for another is a method of transfer of the quality of ensured to the third party. This third party who became the assured person faces the normal situation. He can accept or refuse the clause for another. he can also face an uncomfortable situation. This one is created not only by the legislator, but also by the subscriber and the fictitious insurer or in difficulty.

Liability insurance concerns an insured’s insurance of its legal liability towards a third party for the latter’s loss. This specialised type of insurance is rather neglected in South African insurance law. There is a lack of understanding of the intricacies of liability insurance and its unique challenges. This flows primarily from its complex nature as third-party insurance, which involves legal obligations between multiple parties, and a lack of statutory regulation of the distinctive contractual aspects of liability insurance. Furthermore, limited authority exists on contentious legal aspects as a result of the relatively small number of judicial decisions in this field of law. It is also evident that liability insurance constantly evolves as new grounds of liability emerge and new insurance products develop in response to the changing demands of society. The rise of consumerism and the increase in third-party claims amplify the economic significance of the law of liability insurance in South Africa. A substantial knowledge gap remains in our jurisprudence, irrespective of the recent introduction of new statutory instruments aimed at regulating insurance practice in general. These reforms have not as yet been applied critically to liability insurance, and no specialised legislation in South Africa regulates aspects of this branch of insurance as is the case with microinsurance. The focus in this thesis is on two main issues: the insurer’s duty effectively to indemnify the insured, and the insurer’s defence and settlement of third-party claims brought against the insured. As a subsidiary theme, this thesis analyses legal uncertainties that may persist during pre-contractual negotiations, the liability insurance contract lifecycle, and even after the expiry of the contract. Legal challenges can be addressed by novel and creative application of the national law. Potential solutions can be gleaned from the other progressive jurisdictions reviewed – English and Belgian law. It is evident that this research may prompt Parliament to develop specific rules and regulations for liability insurance contract law. This thesis includes a check list of some of the most important disclosure duties for procuring liability insurance cover, its operation, and claims processes.